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DZ HYP AG

DZ HYP is a leading real estate bank and a prominent Pfandbrief issuer in Germany. The bank provides, in particular in collaboration with the cooperative banks, comprehensive financing solutions for corporate clients as well as retail customers. In addition, DZ HYP supports the public sector clients in Germany and their financing requests as a center of competence within the Cooperative Financial Network. For funding purposes DZ HYP issues Hypothekenpfandbriefe (Mortgage Covered Bonds) or Öffentliche Pfandbriefe (Public Sector Covered Bonds), based on the appropriate cover pool. The high quality of the DZ HYP Pfandbriefe and the well diversified funding mix offer interesting investment opportunities for investors.

PDF investors presentation

Rating*
Standard & Poor's
Moody's
Fitch
Mortgage Pfandbrief
AAA
Aaa
-
Public Pfandbrief
AAA
Aaa
-
short-term liabilities
A-1
Prime-1
F 1+
long-term liabilities
A+
Aa2
AA
financial strength
-
-
-
Issuer Rating
A+
Aa2
AA-
Outlook
stable
stable
stable
(*)Fitch rating is a joint rating of the Cooperative Financial Network.
Selected key figures
Total assets
Mortgage loan portfolio(1)
Residential loans
Commercial loans
of which cross-border
Mortgage loan commitments
Residential loans
Commercial loans
of which cross-border
Public-sector loan portfolio(2)
of which cross-border
Public-sector loan commitments(3)
of which cross-border
Total funds outstanding (registered and bearer bonds)
Mortgage Pfandbrief
Public Pfandbrief
Unsecured bonds
Jumbo issues outstanding
Benchmark issues outstanding
Refinancing funds raised
Mortgage Pfandbrief
Public Pfandbrief
Unsecured bonds
Promissory notes
Subordinated liabilities
2023 in Mio €
77,477
56,902
29,807
27,095
3,007
8,191
2,755
5,437
532
16,171
2,853
2,233
-
67,471
35,134
9,591
22,745
9,000
18,375
7,825
4,252
1,071
200
2,303
-
2022 in Mio €
77,224
56,686
29,775
26,911
2,956
9,688
4,060
5,628
271
17,142
3,061
876
-
65,822
33,446
9,727
22,649
9,000
16,875
7,291
3,579
-
5
3,707
-
(1)Incl. short term mortgage backed loans
(2)Incl. original municipal lending business in the amount of € 8,785 million (as at 31.12.2023)
(3)Incl. original municipal lending business in the amount of € 435 million (as at 31.12.2023)